Regular Checking

• Maintain a minimum balance of $100
• If the minimum balance falls below $100 during the monthly cycle, a $10.00 service charge plus $.50 per check for all checks in the statement cycle.
• 1st Box of checks are free
• Free Debit Card to qualified applicants for the first year.

Business Checking Accounts

• Minimum required balance of $300.00
• If the minimum balance falls below $300.00 at any time during the monthly statement cycle there is a maintenance fee of $10.00 and $.50 per debit for the entire statement cycle.
• No per item fee on deposits
• No fees for deposited NSF items returned to you
• Stop payments are $10.00 per item
• Wire transfers are $25.00 per wire
• Overdraft items paid are $20.00 per item
• Checks returned NSF are $20.00 per item
• We accept all incoming ACH    debits and credits

NOW ACCOUNT

• $500.00 minimum deposit to open account
• Interest is compounded every month and will be credited to your account monthly
• A maintenance fee of $10.00 will be imposed every statement cycle if the balance in the account falls below $500.00 any day of the cycle
• A per debit fee of $.50 will be charged each debit transaction (withdrawal, check paid, automatic transfer, or payment out of this account).  This fee will apply if the account falls below the $500.00 minimum balance.

MasterCard Check Card/ATM Card

This is the card to carry. It has all the great features of credit card flexibility, worldwide acceptance, and safety. Yet it acts as a check, with purchases or ATM withdrawals taken directly from your checking account. It’s easy to use. It’s convenient. It’s safe. It’s a great concept! Stop in for your application today.